The Government of Canada continues to support families with children who have disabilities through various financial assistance programs. One such vital initiative is the Child Disability Benefit (CDB)—a monthly tax-free payment made to families who care for children under the age of 18 with a severe and prolonged impairment in physical or mental functions. In 2025, eligible families may receive up to $998 as part of the enhanced support.
This article breaks down everything you need to know about the 2025 Child Disability Benefit—eligibility criteria, how to apply, payment details, and more.
Understanding the Child Disability Benefit
The Child Disability Benefit (CDB) is a supplement to the Canada Child Benefit (CCB) provided by the Canada Revenue Agency (CRA). It is specifically aimed at providing additional financial support to families of children with disabilities to help with the extra costs they may incur.
For the 2025 benefit year, the maximum annual amount per eligible child is up to $3,998, which is distributed monthly. Some families will receive a one-time payment of $998, depending on when eligibility is established and other qualifying factors.
Who Is Eligible for the $998 Child Disability Benefit in 2025?
To qualify for the CDB in 2025, the following criteria must be met:
- Child must be eligible for the Disability Tax Credit (DTC)
- The child must have a severe and prolonged physical or mental impairment.
- A qualified medical practitioner must certify this condition by completing Form T2201 (Disability Tax Credit Certificate).
- Child must be under the age of 18
- The benefit only applies to dependents who are minors.
- Family must qualify for the Canada Child Benefit (CCB)
- To receive the CDB, the family must already be eligible for the CCB, which considers factors like income, residency, and caregiving responsibilities.
- Residency
- You must be a resident of Canada for tax purposes.
- Tax Returns Must Be Filed
- Parents or guardians must file their tax returns every year to continue receiving the benefit.
How Much Can You Receive in 2025?
The maximum annual CDB payment for 2025 is expected to be $3,998 per eligible child. Monthly, this works out to approximately $333.16.
However, the $998 mentioned in many headlines refers to:
- A lump sum payment to newly eligible families.
- A retroactive payment for families who recently had their child approved for the Disability Tax Credit.
The actual amount a family receives will depend on:
- Family net income
- Number of eligible children
- When the DTC approval came through
How to Apply for the Child Disability Benefit
While there is no separate application for the CDB, you must:
- Apply for the Canada Child Benefit (CCB)
- You can apply online through the CRA My Account portal or submit Form RC66.
- Get your child approved for the Disability Tax Credit
- Submit Form T2201 to the CRA.
- The CRA will assess the application and notify you of their decision.
Once your child is approved for the DTC and you are receiving the CCB, the CRA will automatically assess your eligibility for the CDB and issue payments.
Payment Schedule for 2025
The CDB is paid out monthly along with the Canada Child Benefit. The schedule for 2025 is as follows:
- January 19, 2025
- February 20, 2025
- March 20, 2025
- April 18, 2025
- May 20, 2025
- June 20, 2025
- July 19, 2025
- August 20, 2025
- September 20, 2025
- October 18, 2025
- November 20, 2025
- December 20, 2025
For lump sum or retroactive $998 payments, CRA will notify families individually once approved.
Changes and Updates in 2025
The 2025 version of the CDB includes several key changes:
- Increased maximum annual benefit to reflect inflation and cost-of-living changes.
- Faster processing of Disability Tax Credit applications.
- Expanded definitions of qualifying conditions to be more inclusive.
Families are encouraged to check their eligibility annually and consult a tax professional or CRA representative if they’re unsure about the requirements.
Common Mistakes to Avoid
- Not filing annual tax returns: This can delay or stop payments.
- Missing the DTC application: Without DTC approval, you won’t receive the CDB.
- Failing to update personal information: Keep your address, marital status, and direct deposit info current.
Conclusion
The $998 Child Disability Benefit is a vital part of Canada’s ongoing effort to support families with children who have disabilities. Whether it comes as a one-time payment or as part of the regular monthly benefits, this financial aid can make a significant difference. By understanding the eligibility requirements, applying for the Disability Tax Credit, and ensuring tax compliance, families can maximize their benefits and receive the support they deserve.
Stay proactive, stay informed, and ensure you’re getting all the assistance you qualify for.
FAQs
1. What is the $998 Child Disability Benefit in 2025?
It’s a one-time or retroactive payment provided to eligible families under the Child Disability Benefit scheme if they qualify late in the year or are newly approved for the Disability Tax Credit.
2. How do I qualify for the Child Disability Benefit?
You must receive the Canada Child Benefit and your child must be approved for the Disability Tax Credit.
3. Is the Child Disability Benefit taxable?
No, the CDB is a non-taxable benefit.
4. When are the payments made in 2025?
CDB payments are issued monthly, aligned with CCB payments, typically on the 20th of each month.
5. What should I do if I haven’t received my payment?
Check your CRA My Account or contact the CRA directly. Ensure your tax return is filed and your personal details are up to date.